MOUNTAIN VIEW QUOTES — PRIVACY POLICY

Effective Date: 10-12-2025
Last Updated: 10-26-2025

This Privacy Policy explains how Histora.io (“Histora,” “we,” “us,” or “our”), as the owner and operator of the Mountain View Quotes website and related marketing services, collects, uses, discloses, and protects information obtained through Mountain View Quotes (“Mountain View Quotes,” the “Website,” or the “Services”).

Mountain View Quotes is a marketing and information website operated by Histora. Mountain View Quotes and Histora are not insurance carriers and do not underwrite insurance policies.

Insurance services are provided by appropriately licensed insurance professionals through their authorized insurance agencies, brokerages, and/or carrier relationships.

Licensed Insurance Professional

Christina L. Head
California Insurance License #: 4487326
NPN: 21715787

The applicable licensed insurance professional may change depending on the campaign, geographic area, product, or other circumstances. Where applicable, the identity and licensing information of the insurance professional responsible for responding to your request will be provided on the relevant page or communication.

1. Information We Collect

We may collect information you voluntarily provide when you interact with Mountain View Quotes, including when you submit a form, request information, call a telephone number displayed on the Website, or otherwise communicate with us.

This information may include:

First and last name

Telephone number

Email address

State or ZIP code

Age or age range

Insurance interests

Type of insurance requested

Preferred method of communication

Information voluntarily included in messages or forms

Other information necessary to respond to your request

Automatically Collected Information

We may also automatically collect information regarding your interaction with the Website, including:

IP address

Browser type

Device type

Operating system

Pages viewed

Date and time of visits

Referring website

Advertising source

Search terms or campaign information where available

Website interactions

Form interactions

Approximate location

Cookies and similar identifiers

2. How We Use Information

Histora may use information collected through Mountain View Quotes to:

Respond to consumer inquiries

Process requests for insurance information

Connect consumers with licensed insurance professionals

Facilitate communications between consumers and licensed insurance professionals

Operate and improve the Website

Measure advertising performance

Track conversions

Improve marketing campaigns

Prevent fraud and abuse

Maintain business records

Provide customer support

Comply with applicable law

Protect our rights and property

If you request information about final expense insurance, your information may be provided to the licensed insurance professional identified on the applicable page so that the professional can contact you regarding available insurance options.

3. Mountain View Quotes Is a Marketing Website

Mountain View Quotes is operated by Histora as a media and marketing property.

Mountain View Quotes:

Does not underwrite insurance;

Is not an insurance carrier;

Does not issue insurance policies;

Does not determine underwriting eligibility;

Does not guarantee insurance approval;

Does not determine insurance premiums; and

Does not represent that every insurance carrier or policy is available to every consumer.

The actual insurance transaction is handled by the applicable licensed insurance professional and insurance carrier.

4. Sharing Information With Insurance Professionals

When you request information about final expense insurance or another insurance product, Histora may provide your information to the licensed insurance professional identified in the applicable disclosure.

The professional may contact you to:

Discuss your request;

Answer questions;

Explain available insurance options;

Determine whether you may qualify for available products;

Discuss pricing and benefits;

Assist with an application; and

Provide other insurance-related services.

The licensed professional may conduct business through an agency, brokerage, or other authorized insurance relationship.

Once information is provided to the applicable insurance professional, agency, brokerage, or carrier, that party may independently process your information pursuant to its own privacy practices and legal obligations.

5. Advertising and Lead Generation

Histora may advertise Mountain View Quotes through third-party platforms, including search engines, advertising networks, social media platforms, websites, and other marketing channels.

We may receive information regarding how consumers interact with those advertisements, including:

Advertisement clicks;

Campaign information;

Conversion information;

Referring URLs;

Device information; and

Website activity.

This information may be used to evaluate and improve our marketing campaigns.

6. Telephone Calls and Text Messages

If you provide your telephone number and provide the applicable consent, you may receive telephone calls and/or text messages concerning your request.

These communications may include communications from the licensed insurance professional handling your inquiry.

Where required by applicable law, marketing calls or text messages using automated technology, prerecorded voice, or similar technology will only be made after the legally required consent has been obtained.

Consent to receive marketing communications is not a condition of purchasing insurance.

Message and data rates may apply.

You may opt out of text messages by replying STOP where supported.

The FCC's one-to-one consent requirements generally require prior express written consent for covered robocalls/robotexts to identify a single seller at a time, with clear and conspicuous disclosure.

Accordingly, Mountain View Quotes does not intend for a consumer's general form submission to constitute blanket consent for unrelated insurance sellers to make marketing calls or texts.

7. Consent Records

We may maintain records concerning:

The information submitted;

Date and time of submission;

Source of the inquiry;

Telephone number provided;

Consent selections;

IP address;

Website URL;

Advertising campaign information; and

Other information reasonably necessary to document the consumer's request and consent.

These records may be retained for business, compliance, dispute-resolution, and legal purposes.

8. Cookies and Tracking Technologies

We may use cookies, pixels, tags, scripts, local storage, and similar technologies.

These technologies may help us:

Operate the Website;

Remember preferences;

Understand website usage;

Measure advertising;

Track conversions;

Detect fraudulent activity; and

Improve our Services.

Third-party advertising and analytics providers may also use their own technologies subject to their respective policies.

9. Third-Party Service Providers

Histora may use third-party providers to operate its media and marketing business, including providers for:

Website hosting;

CRM services;

Lead management;

Form processing;

Call tracking;

Telephone services;

Text messaging;

Analytics;

Advertising;

Data storage;

Security;

Fraud prevention; and

Technical support.

These service providers may process information on our behalf as necessary to provide their services.

10. California Privacy Rights

California residents may have rights under the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act, depending on whether the law applies to Histora and the particular processing activity.

Depending on applicable law, consumers may have rights to:

Know/access certain personal information;

Delete certain personal information;

Correct inaccurate personal information;

Opt out of certain sales or sharing;

Limit certain uses of sensitive personal information;

Receive equal treatment for exercising applicable privacy rights.

The California Privacy Protection Agency states that businesses subject to the CCPA must provide applicable methods for consumers to exercise these rights.

11. California Privacy Requests

To submit a privacy request, contact:

Histora.io
Email: [PRIVACY EMAIL]
Website: [DOMAIN]

If applicable law requires additional methods for submitting a request, those methods will be provided.

We may need to verify your identity before fulfilling certain requests.

We may request information reasonably necessary to verify your identity and prevent fraudulent privacy requests.

12. Sensitive Personal Information

We generally do not request medical information, Social Security numbers, financial account information, or other highly sensitive information through ordinary Mountain View Quotes forms.

Please do not submit medical or other highly sensitive information through a general website form unless specifically requested through an appropriate secure process.

If an insurance professional later requests additional information during the insurance application process, that information may be collected directly by the insurance professional, agency, brokerage, or carrier under their applicable privacy practices.

13. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including:

Responding to inquiries;

Maintaining business records;

Documenting consent;

Preventing fraud;

Resolving disputes;

Complying with legal obligations; and

Operating our business.

Retention periods may vary depending on the type of information and applicable legal requirements.

14. Data Security

We use reasonable administrative, technical, and organizational measures intended to protect information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, database, internet transmission, or electronic storage system can be guaranteed to be completely secure.

15. Children's Privacy

Mountain View Quotes is not intended for children under 13.

We do not knowingly collect personal information from children under 13 through the Website.

If you believe a child has submitted information to us, please contact us.

16. Third-Party Websites

The Website may contain links to third-party websites.

We are not responsible for the privacy practices, security, content, or policies of third-party websites.

You should review the privacy policy applicable to any third-party website you visit.

17. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will update the “Last Updated” date.